CI
The Cigna GroupData updated: 2026-04-21 · Current price: $288.06
Composite Score: 51
HOLD
Score: 51 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
50
Growth
43
Valuation
33
Moat
25
Stability
70
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
15.1%
Quality threshold: > 15%
Gross Margin
21.8%
Quality threshold: > 40%
Rev. Growth (5yr)
12.1%
Quality threshold: > 5%
5-Year ROE: 15.1% → 9.2% → 11.6% → 15.0% → 11.5%|5-Year Gross Margin: 21.8% → 26.1% → 31.5% → 30.8% → 32.5%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
2.78
Quality threshold: < 0.5
FCF (5yr avg)
9.5B $
Quality threshold: > 0
Current Ratio
1.36x
Quality threshold: > 1.5
FCF Trend (B USD)
$9.6B2022
$10.4B2023
$11.8B2024
$8.7B2025
$7.2B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$9.1B
Net Income + D&A - CapEx
Current Price
$288.06
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
Complete Your Analysis
"Price is what you pay. Value is what you get."
— Warren Buffett