CMI
CUMMINS INC.Data updated: 2026-04-21 · Current price: $696.53
Composite Score: 61
HOLD
Score: 61 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
63
Growth
53
Valuation
33
Moat
31
Stability
87
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
23.9%
Quality threshold: > 15%
Gross Margin
25.3%
Quality threshold: > 40%
Rev. Growth (5yr)
8.8%
Quality threshold: > 5%
5-Year ROE: 23.9% → 39.6% → 9.5% → 24.3% → 25.5%|5-Year Gross Margin: 25.3% → 24.7% → 24.2% → 23.9% → 23.7%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
1.67
Quality threshold: < 0.5
FCF (5yr avg)
3.7B $
Quality threshold: > 0
Current Ratio
1.65x
Quality threshold: > 1.5
FCF Trend (B USD)
$4.9B2022
$2.7B2023
$5.2B2024
$2.9B2025
$3.0B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$2.8B
Net Income + D&A - CapEx
Current Price
$696.53
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
Complete Your Analysis
"Price is what you pay. Value is what you get."
— Warren Buffett