HBAN
Huntington Bancshares IncorporatedData updated: 2026-04-28 · Current price: $15.41
Composite Score: 42
PASS
Score: 42 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
50
Growth
43
Valuation
33
Moat
25
Stability
57
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
9.1%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
8.8%
Quality threshold: > 5%
5-Year ROE: 9.1% → 9.8% → 10.1% → 12.6% → 6.7%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
8.25
Quality threshold: < 0.5
FCF (5yr avg)
2.8B $
Quality threshold: > 0
Current Ratio
1.12x
Quality threshold: > 1.5
FCF Trend (B USD)
$2.7B2022
$2.0B2023
$2.8B2024
$4.2B2025
$2.3B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$1.9B
Net Income + D&A - CapEx
Current Price
$15.41
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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