JKHY
JACK HENRY & ASSOCIATES, INC.Data updated: 2026-06-05 · Current price: $130.11
Composite Score: 76
BUY
Score: 76 / 100
Strong fundamentals and attractive valuation — consider buying opportunities
Profitability
85
Growth
72
Valuation
40
Moat
60
Stability
100
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
21.4%
Quality threshold: > 15%
Gross Margin
42.7%
Quality threshold: > 40%
Rev. Growth (5yr)
7.8%
Quality threshold: > 5%
5-Year ROE: 21.4% → 20.7% → 22.8% → 26.3% → 23.6%|5-Year Gross Margin: 42.7% → 41.3% → 41.3% → 41.9% → 39.5%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
0.43
Quality threshold: < 0.5
FCF (5yr avg)
0.6B $
Quality threshold: > 0
Current Ratio
3.33x
Quality threshold: > 1.5
FCF Trend (B USD)
$0.7B2022
$0.6B2023
$0.4B2024
$0.5B2025
$0.5B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$0.4B
Net Income + D&A - CapEx
Current Price
$130.11
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
Complete Your Analysis
"Price is what you pay. Value is what you get."
— Warren Buffett