KEY

KeyCorp

Data updated: 2026-04-28 · Current price: $21.04

ProfitabilityGrowthValuationMoatStability
Composite Score: 37
PASS
Score: 37 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
33
Growth
28
Valuation
33
Moat
17
Stability
57

Business Quality

ROE · Gross Margin · Revenue Growth

ROE

9.0%

Quality threshold: > 15%

Gross Margin

N/A

Quality threshold: > 40%

Rev. Growth (5yr)

0.7%

Quality threshold: > 5%

5-Year ROE: 9.0% → -0.9% → 6.6% → 14.2% → 15.1%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%

Financial Strength

Debt Ratio · Free Cash Flow · Current Ratio

Debt / Equity

8.05

Quality threshold: < 0.5

FCF (5yr avg)

2.3B $

Quality threshold: > 0

Current Ratio

1.12x

Quality threshold: > 1.5

FCF Trend (B USD)

$2.2B2022
$0.7B2023
$2.9B2024
$4.5B2025
$1.2B2026

Valuation

Intrinsic Value · Margin of Safety

Owner Earnings

$1.9B

Net Income + D&A - CapEx

Current Price

$21.04

Source: Alpha Vantage

💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.

Complete Your Analysis

MT
Moat AssessmentNONE
Moat Analysis
KEY · KeyCorp
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DC
Intrinsic ValueIV
DCF Calculator
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Three-stage DCF model with margin of safety
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"Price is what you pay. Value is what you get."

— Warren Buffett