MET
METLIFE, INC.Data updated: 2026-04-21 · Current price: $79.78
Composite Score: 42
PASS
Score: 42 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
38
Growth
32
Valuation
33
Moat
19
Stability
57
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
11.9%
Quality threshold: > 15%
Gross Margin
82.0%
Quality threshold: > 40%
Rev. Growth (5yr)
2.0%
Quality threshold: > 5%
5-Year ROE: 11.9% → 16.1% → 0.3% → 6.0% → 9.7%|5-Year Gross Margin: 82.0% → 81.7% → 17.4% → 21.9% → 82.3%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
25.22
Quality threshold: < 0.5
FCF (5yr avg)
14.2B $
Quality threshold: > 0
Current Ratio
1.04x
Quality threshold: > 1.5
FCF Trend (B USD)
$17.1B2022
$14.6B2023
$13.7B2024
$13.2B2025
$12.6B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$3.4B
Net Income + D&A - CapEx
Current Price
$79.78
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
Complete Your Analysis
"Price is what you pay. Value is what you get."
— Warren Buffett