PRU
PRUDENTIAL FINANCIAL INCData updated: 2026-04-21 · Current price: $101.93
Composite Score: 37
PASS
Score: 37 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
25
Growth
21
Valuation
33
Moat
13
Stability
57
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
11.0%
Quality threshold: > 15%
Gross Margin
41.5%
Quality threshold: > 40%
Rev. Growth (5yr)
0.0%
Quality threshold: > 5%
5-Year ROE: 11.0% → 9.8% → 5.3% → -3.0% → 12.5%|5-Year Gross Margin: 41.5% → 68.3% → 14.6% → 69.6% → 70.1%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
22.76
Quality threshold: < 0.5
FCF (5yr avg)
7.3B $
Quality threshold: > 0
Current Ratio
1.05x
Quality threshold: > 1.5
FCF Trend (B USD)
$6.3B2022
$8.5B2023
$6.5B2024
$5.2B2025
$9.8B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$3.7B
Net Income + D&A - CapEx
Current Price
$101.93
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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"Price is what you pay. Value is what you get."
— Warren Buffett