RF

Regions Financial Corporation

Data updated: 2026-06-05 · Current price: $28.54

ProfitabilityGrowthValuationMoatStability
Composite Score: 77
BUY
Score: 77 / 100
Strong fundamentals and attractive valuation — consider buying opportunities
Profitability
57
Growth
49
Valuation
100
Moat
29
Stability
80

Business Quality

ROE · Gross Margin · Revenue Growth

ROE

11.3%

Quality threshold: > 15%

Gross Margin

N/A

Quality threshold: > 40%

Rev. Growth (5yr)

0.0%

Quality threshold: > 5%

5-Year ROE: 11.3% → 10.6% → 11.9% → 14.1% → 13.8%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%

Financial Strength

Debt Ratio · Free Cash Flow · Current Ratio

Debt / Equity

7.34

Quality threshold: < 0.5

FCF (5yr avg)

2.4B $

Quality threshold: > 0

Current Ratio

1.14x

Quality threshold: > 1.5

FCF Trend (B USD)

$2.2B2022
$1.6B2023
$2.3B2024
$3.1B2025
$3.0B2026

Valuation

Intrinsic Value · Margin of Safety

Owner Earnings

$2.2B

Net Income + D&A - CapEx

Current Price

$28.54

Source: Alpha Vantage

💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.

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— Warren Buffett