SCHW
SCHWAB CHARLES CORPData updated: 2026-04-21 · Current price: $90.88
Composite Score: 52
HOLD
Score: 52 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
83
Growth
71
Valuation
33
Moat
42
Stability
57
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
17.9%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
6.6%
Quality threshold: > 5%
5-Year ROE: 17.9% → 12.3% → 12.4% → 19.6% → 10.4%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
8.93
Quality threshold: < 0.5
FCF (5yr avg)
7.9B $
Quality threshold: > 0
Current Ratio
1.11x
Quality threshold: > 1.5
FCF Trend (B USD)
$9.9B2022
$3.3B2023
$20.3B2024
$3.0B2025
$3.0B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$8.3B
Net Income + D&A - CapEx
Current Price
$90.88
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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"Price is what you pay. Value is what you get."
— Warren Buffett