TRU

TransUnion

Data updated: 2026-06-05 · Current price: $70.66

ProfitabilityGrowthValuationMoatStability
Composite Score: 55
HOLD
Score: 55 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
55
Growth
47
Valuation
23
Moat
28
Stability
87

Business Quality

ROE · Gross Margin · Revenue Growth

ROE

10.3%

Quality threshold: > 15%

Gross Margin

18.7%

Quality threshold: > 40%

Rev. Growth (5yr)

60.0%

Quality threshold: > 5%

5-Year ROE: 10.3% → 6.7% → 1.3% → 1.1% → 3.3%|5-Year Gross Margin: 18.7% → 15.9% → 15.4% → 14.6% → 0.0%

Financial Strength

Debt Ratio · Free Cash Flow · Current Ratio

Debt / Equity

1.48

Quality threshold: < 0.5

FCF (5yr avg)

1.0B $

Quality threshold: > 0

Current Ratio

1.69x

Quality threshold: > 1.5

FCF Trend (B USD)

$1.3B2022
$1.1B2023
$1.0B2024
$0.6B2025
$1.0B2026

Valuation

Intrinsic Value · Margin of Safety

Owner Earnings

$0.1B

Net Income + D&A - CapEx

Current Price

$70.66

Source: Alpha Vantage

💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.

Complete Your Analysis

"Price is what you pay. Value is what you get."

— Warren Buffett