TRU
TransUnionData updated: 2026-04-21 · Current price: $66.26
Composite Score: 46
PASS
Score: 46 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
25
Growth
21
Valuation
33
Moat
13
Stability
87
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
10.3%
Quality threshold: > 15%
Gross Margin
18.7%
Quality threshold: > 40%
Rev. Growth (5yr)
60.0%
Quality threshold: > 5%
5-Year ROE: 10.3% → 6.7% → 1.3% → 1.1% → 3.3%|5-Year Gross Margin: 18.7% → 15.9% → 15.4% → 14.6% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
1.48
Quality threshold: < 0.5
FCF (5yr avg)
1.0B $
Quality threshold: > 0
Current Ratio
1.69x
Quality threshold: > 1.5
FCF Trend (B USD)
$1.3B2022
$1.1B2023
$1.0B2024
$0.6B2025
$1.0B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$0.1B
Net Income + D&A - CapEx
Current Price
$66.26
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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— Warren Buffett