TRV
Travelers Companies, Inc.Data updated: 2026-04-21 · Current price: $299.76
Composite Score: 56
HOLD
Score: 56 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
83
Growth
71
Valuation
33
Moat
42
Stability
70
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
19.1%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
8.8%
Quality threshold: > 5%
5-Year ROE: 19.1% → 17.9% → 12.0% → 13.2% → 12.7%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
3.37
Quality threshold: < 0.5
FCF (5yr avg)
8.2B $
Quality threshold: > 0
Current Ratio
1.3x
Quality threshold: > 1.5
FCF Trend (B USD)
$10.6B2022
$9.1B2023
$7.7B2024
$6.5B2025
$7.3B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$7.0B
Net Income + D&A - CapEx
Current Price
$299.76
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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"Price is what you pay. Value is what you get."
— Warren Buffett