JPMorgan vs Goldman Sachs
The diversified bank versus the elite investment bank compared on returns, moat, and valuation.
| Metric | JPMORGAN CHASE & CO JPM | GS GS |
|---|---|---|
| ValueOS Score | 59 | 24 |
| Verdict | HOLD | PASS |
| Moat | Narrow Moat | No Moat |
| Margin of Safety | -556.9% | 0.0% |
| Intrinsic Value / share | $51.02 | — |
| Price | $335.19 | $904.72 |
Live scores from the latest SEC filings · refreshed daily. Open any card for the full workup.
The Takeaway
JPMorgan is the broader, more stable franchise with deposit scale; Goldman is more volatile but earns higher returns in buoyant markets. Compare the Scores and margins of safety above to judge which is the better bargain at today's price.
Frequently Asked Questions
How do JPMorgan and Goldman differ?
JPMorgan's moat is deposit scale and diversification; Goldman's is elite advisory and trading franchises. Their returns come from different cycles.
Which is better value today?
The DCF and Score cards above show intrinsic value, margin of safety, and quality for each. Weigh stability against current price.
Run the full workup yourself
Open either name across the three tools for the complete Buffett-style analysis.
Cite this page
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ValueOS Editorial Team. "JPMorgan vs Goldman Sachs." ValueOS. Accessed 2026-10-22. https://getvalueos.com/compare/jpm-vs-gs