BAC
BANK OF AMERICA CORP /DE/Data updated: 2026-04-15 · Current price: $49.77
Composite Score: 37
PASS
Score: 37 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
50
Growth
43
Valuation
33
Moat
25
Stability
40
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
10.1%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
6.1%
Quality threshold: > 5%
5-Year ROE: 10.1% → 9.2% → 9.1% → 10.1% → 11.8%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
10.25
Quality threshold: < 0.5
FCF (5yr avg)
7.1B $
Quality threshold: > 0
Current Ratio
1.1x
Quality threshold: > 1.5
FCF Trend (B USD)
$12.6B2022
$-8.8B2023
$45.0B2024
$-6.3B2025
$-7.2B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$32.8B
Net Income + D&A - CapEx
Current Price
$49.77
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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