ELV
Elevance Health, Inc.Data updated: 2026-04-15 · Current price: $392.68
Composite Score: 56
HOLD
Score: 56 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
50
Growth
43
Valuation
33
Moat
25
Stability
87
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
12.9%
Quality threshold: > 15%
Gross Margin
89.4%
Quality threshold: > 40%
Rev. Growth (5yr)
9.5%
Quality threshold: > 5%
5-Year ROE: 12.9% → 14.5% → 15.2% → 16.6% → 16.9%|5-Year Gross Margin: 89.4% → 88.8% → 89.9% → 91.7% → 92.1%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
1.77
Quality threshold: < 0.5
FCF (5yr avg)
8.2B $
Quality threshold: > 0
Current Ratio
1.57x
Quality threshold: > 1.5
FCF Trend (B USD)
$5.4B2022
$7.1B2023
$9.4B2024
$9.6B2025
$9.5B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$4.5B
Net Income + D&A - CapEx
Current Price
$392.68
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
Complete Your Analysis
"Price is what you pay. Value is what you get."
— Warren Buffett