HUM
HUMANA INCData updated: 2026-06-05 · Current price: $350.08
Composite Score: 50
HOLD
Score: 50 / 100
Valuation is within reasonable range — hold and wait for a better entry point
Profitability
55
Growth
47
Valuation
7
Moat
28
Stability
87
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
6.7%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
11.8%
Quality threshold: > 5%
5-Year ROE: 6.7% → 7.4% → 15.3% → 18.3% → 18.2%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
1.77
Quality threshold: < 0.5
FCF (5yr avg)
3.9B $
Quality threshold: > 0
Current Ratio
1.57x
Quality threshold: > 1.5
FCF Trend (B USD)
$1.5B2022
$3.5B2023
$5.0B2024
$5.7B2025
$3.6B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$0.6B
Net Income + D&A - CapEx
Current Price
$350.08
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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"Price is what you pay. Value is what you get."
— Warren Buffett