WFC
WELLS FARGO & COMPANY/MNData updated: 2026-06-05 · Current price: $81.94
Composite Score: 49
PASS
Score: 49 / 100
Insufficient margin of safety — pass on this opportunity
Profitability
57
Growth
49
Valuation
50
Moat
29
Stability
37
Business Quality
ROE · Gross Margin · Revenue Growth
ROE
11.8%
Quality threshold: > 15%
Gross Margin
N/A
Quality threshold: > 40%
Rev. Growth (5yr)
0.0%
Quality threshold: > 5%
5-Year ROE: 11.8% → 11.0% → 10.3% → 7.3% → 11.5%|5-Year Gross Margin: 0.0% → 0.0% → 0.0% → 0.0% → 0.0%
Financial Strength
Debt Ratio · Free Cash Flow · Current Ratio
Debt / Equity
10.85
Quality threshold: < 0.5
FCF (5yr avg)
8.0B $
Quality threshold: > 0
Current Ratio
1.09x
Quality threshold: > 1.5
FCF Trend (B USD)
$-19.0B2022
$3.0B2023
$40.4B2024
$27.0B2025
$-11.5B2026
Valuation
Intrinsic Value · Margin of Safety
Owner Earnings
$21.3B
Net Income + D&A - CapEx
Current Price
$81.94
Source: Alpha Vantage
💡 Valuation Note: Intrinsic value based on DCF model, adjustable above. Visit the DCF Calculator for full three-stage valuation.
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